7 Most Undervalued Fintech Stocks to Buy Now

​5. Joint Stock Company Kaspi.kz (NASDAQ:KSPI)

FWD P/E Ratio: 6.95

Number of Hedge Funds: 40

​Joint Stock Company Kaspi.kz (NASDAQ:KSPI) is one of the Most Undervalued Fintech Stocks to Buy Now. On January 8, Wolfe Research reiterated a Buy rating on Joint Stock Company Kaspi.kz (NASDAQ:KSPI) with a price target of $95. Earlier on December 4, J.P. Morgan reiterated a Hold rating on the stock but lowered the price target from $96 to $88.

​J.P. Morgan noted that the cautious rating reflects the firm’s outlook on the financial technology stocks. The firm expects 2026 to be a year of a softer landing as it sees the real growth slowing throughout the year. J.P. Morgan noted that the growth is expected to slow down due to the lagged impact of tariffs and the weak labor market. On the bright side, the firm noted that this is expected to be partially offset by tax cuts.

​Joint Stock Company Kaspi.kz (NASDAQ:KSPI) is set to release its fiscal Q4 2025 results on February 24. Wall Street expects the quarterly revenue to be roughly around $2.31 billion, along with a GAAP EPS of $3.12.

​Joint Stock Company Kaspi.kz (NASDAQ:KSPI), together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. It operates in three segments: Payments, Marketplace, and Fintech.