5 States with the Most Expensive Home Insurance in the US

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1. Oklahoma

Average Annual Premium: $3,659

Average Monthly Premium: $305

Oklahoma ranks as one of the US states with the most expensive home insurance. Currently, the average annual premium is as high as $3,659 in the state, much higher than the national average.  Furthermore, the risk of natural disasters such as tornadoes and strong winds. Widespread flooding is also a risk in the state’s eastern parts thereby making home insurance costly in Oklahoma.

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