5 States with the Most Expensive Home Insurance in the US

2. Kansas   

Average Annual Premium: $3,083

Average Monthly Premium: $257

Homeowners in Kansas have to pay high premiums as evidenced by the average annual premium of $3,083. The city of Wichita especially has a high home insurance cost. Blizzards, tornadoes, and hailstorms in the state further drive home insurance costs up. Thus, Kansas ranks as another US state with expensive home insurance.