5 States Where You May Not Be Able to Retire at Age 65

3. Massachusetts

Average Retirement Age: 66      

Estimated Annual Cost of Retirement: $77,122

Massachusetts is one of the most expensive states to retire in. The living expenses in this state are 48% higher than the national average, and the average retiree would need an estimated $6,400 to live here. Given these facts, it is only wise to push past the retirement age so that one can have enough savings for a comfortable life after work.