5 Most Promising Fintech Stocks to Buy Now

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1. Visa Inc. (NYSE:V)

Number of Hedge Fund Holders: 181

Visa Inc. (NYSE:V) is one of the most promising fintech stocks to buy now. As of July 10, 2026, Wall Street analysts are bullish on Visa Inc. (NYSE:V), with the stock holding a consensus Buy rating. Analysts have set a median 12-month price target of  $410, which suggests a potential upside of 18% from the current stock price.

On July 8, Barclays analyst Nik Cremo initiated coverage of Visa Inc. (NYSE:V), giving the stock an Overweight rating and setting the price target at $420. While initiating coverage of the US payments and fintech industry, the analyst noted that after a broad reset across the sector, investors should focus on identifying and picking companies with durable business models and long-term growth potential. Barclays highlighted Visa Inc. (NYSE:V) as one of its preferred names.

Earlier, on July 6, Baird lifted its price target on Visa Inc. (NYSE:V) from $370 to $412 while keeping its Outperform rating on the stock.

The research firm expects Visa Inc. (NYSE:V) to report fiscal third-quarter revenue and earnings per share that exceed market expectations by more than 1%. Baird also forecasts a slight increase to the company’s fiscal 2026 revenue guidance and continues to see Visa Inc. (NYSE:V) as a long-term compounder with strong secular trends.

Visa Inc. (NYSE:V) is an American multinational digital payments company that provides a wide range of payment products and payment processing to facilitate electronic payments in over 200 countries and territories.

While we acknowledge the potential of V to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than V and that has 100x upside potential, check out our report about the cheapest AI stock.

READ NEXT: 12 Most Profitable Cheap Stocks to Buy Right Now and Top 10 Hot Stocks with the Highest Upside Potential.

Disclosure: None.

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