5 Most Profitable Bank Stocks To Invest In

3. Citigroup Inc. (NYSE:C)

Net Income (TTM) as of December 31, 2022: $14.84 billion

Citigroup Inc. (NYSE:C) is another of the big four American banks with substantial scale. For Q4, the company’s profit fell 21% year over year as it set aside money for credit losses in preparation for potentially weaker economic conditions. As a result, Citigroup Inc. (NYSE:C)’s Q4 net income was $2.5 billion versus the net income of $14.84 billion for all of 2022 according to YCharts. In the long term, Citigroup Inc. (NYSE:C) still has earnings growth potential if it maintains its market share.