5 Best New Tech Stocks With Highest Upside Potential

2. Chime Financial Inc. (NASDAQ:CHYM)

Average Upside Potential: 64.84%

Chime Financial Inc. (NASDAQ:CHYM) is one of the best new tech stocks with highest upside potential. On May 6, Chime reported strong Q1 2026 financial results, achieving its first ever quarter of GAAP profitability. Total revenue grew 25% year-over-year to $647 million, driven by a 15% increase in payments revenue and a 50% surge in platform-related revenue. Net income reached $53 million, prompting management to raise full-year guidance and authorize an additional $200 million share repurchase.

The platform expanded its user base by 19% year-over-year to 10.2 million Active Members, securing its rank as the top US choice for new checking account openings. Growth was supported by the launch of Chime Prime, a premium fee-free tier that improved member retention and accelerated credit spending via the Chime Card. Additionally, the MyPay feature generated over $400 million in annualized revenue, while Instant Loans originations reached $180 million.

Operationally, Chime expanded its portfolio by signing four new major employer partners, including First Student. Operational efficiency also saw a significant boost from AI integration within product and engineering teams, where AI-assisted code development scaled from 29% to 84% of code shipped over four months. This technological integration allowed Chime Financial Inc. (NASDAQ:CHYM) to increase overall product velocity while keeping its headcount flat.

Chime Financial Inc. (NASDAQ:CHYM) is an American financial technology company that provides a wide range of low-cost banking and payments products and services.