5 Best Life Insurance Companies

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In this article, we take a look at the 5 best life insurance companies. If you want to check out our detailed analysis of the insurance industry, head directly to 12 Best Life Insurance Companies.

5. MassMutual

Number of Positive Ratings: 3

Average Score: 4.3

AM Best Grade: A++

MassMutual is one of the most versatile insurers on the list. It offers term, whole, universal, variable universal and survivorship-universal life insurance policies. It is rated highly by the likes of Investopedia for its financial strength, term-conversion options, and no-medical-exam policies.

MassMutual has a complaint index of 0.07 from National Association of Insurance Commissioners (NAIC). A complaint index below 1 implies that an insurer has lower than baseline complaints from policyholders. 

The company’s term-life policies range from 10 to 30 years, with the option to convert them to permanent policies. Whole-life policyholders are eligible for annual dividends based on the company’s financial performance.

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