In this article, we are going to look at the 5 Best Fintech Stocks to Invest In According to Billionaires. For a longer list and more details on how we picked these stocks, you can go to 10 Best Fintech Stocks to Invest In According to Billionaires.
5. Intuit Inc. (NASDAQ:INTU)
Number of Billionaire Investors: 28
Intuit Inc. (NASDAQ:INTU) is one of the best fintech stocks to invest in according to billionaires. On April 19, Jefferies said that an analysis of Intuit Inc.’s (NASDAQ:INTU) TurboTax user reviews suggests a strong shift toward higher-priced services. The firm noted that the share of users choosing the top full-service product rose to 53%, which is over double the 21% seen last year.
The research firm believes Intuit Inc.’s (NASDAQ:INTU) TurboTax revenue for fiscal 2026 is likely to exceed its current 8% growth forecast. Jefferies has a Buy rating on the stock with a price target of $650.
In other news, on April 9, Intuit Inc. (NASDAQ:INTU) reported that it has completed the Federal Reserve’s certification and readiness program for the FedNow Service. This means the company is now prepared to expand instant payments and help businesses receive payments faster, access funds immediately, and manage cash flow with more certainty.
By using the FedNow Service, Intuit Inc. (NASDAQ:INTU) will be able to work with financial institutions to send instant payment transactions for its customers. This approach will help the company to speed up the adoption of a more modern US payment infrastructure, offering businesses to manage their cash flow with higher speed and instant settlement.
Intuit Inc. (NASDAQ:INTU) is an American multinational financial technology and business software company that offers a wide range of products and services.
4. MercadoLibre, Inc. (NASDAQ:MELI)
Number of Billionaire Investors: 28
MercadoLibre, Inc. (NASDAQ:MELI) is one of the best fintech stocks to invest in according to billionaires. On April 21, Cantor Fitzgerald reduced its price target on MercadoLibre, Inc. (NASDAQ:MELI) from $2,400 to $2,350 while keeping an Overweight rating on the stock.
The research firm expects first-quarter e-commerce to show steady demand. Performance is likely to be in line with, or slightly better than, expectations. This outlook of Cantor Fitzgerald is supported by steady non-store retail growth, along with seasonal and promotional tailwinds. However, MercadoLibre, Inc. (NASDAQ:MELI) may give cautious guidance for the second quarter due to uncertainty around the economy and trade. Despite this, Cantor Fitzgerald believes any disruption to demand seems limited and continued AI-driven product innovation is also expected to support e-commerce growth in the coming quarters.
Earlier, on April 7, Jefferies upgraded its rating on MercadoLibre, Inc. (NASDAQ:MELI) from Hold to Buy. The research firm has a price target of $2,600 on the stock.
The firm noted that earnings downgrades, caused by pressure on margins, have pushed the stock’s valuation to “historical absolute and relative lows.” However, Jefferies pointed out that the company’s increased investments are starting to pay off with stronger revenue drivers. The research firm supports MercadoLibre, Inc.’s (NASDAQ:MELI) strategy and “successful long term track record” of investing in long-term growth opportunities.
MercadoLibre, Inc. (NASDAQ:MELI) is the leading e-commerce and financial technology company in Latin America with a presence in 18 countries.
3. Nu Holdings Ltd. (NYSE:NU)
Number of Billionaire Investors: 29
Nu Holdings Ltd. (NYSE:NU) is one of the best fintech stocks to invest in according to billionaires. On April 15, Nu Holdings Ltd. (NYSE:NU) reported that it has reached more than 15 million customers in Mexico.
This milestone makes it one of the three largest financial institutions in Mexico by number of users. According to the report by Nu Holdings Ltd. (NYSE:NU), the customer base in Mexico grew 36% compared to the previous year. In Mexico, the company is following the same success of its operations in Brazil, but at an even faster rate, setting a new standard for the regional financial industry.
Earlier, on March 22, Morgan Stanley said that Nu Holdings Ltd. (NYSE:NU) is “uniquely positioned” to become one of the biggest and most valuable banking businesses in Latin America.
The research firm noted that Nu Holdings Ltd. (NYSE:NU) has “world-class technology, exceptional customer satisfaction, market-leading pricing, and strong unit economics.” Morgan Stanley believes that investors are significantly underestimating the company’s ability to grow profitably. According to the firm, Nu Holdings Ltd. (NYSE:NU) could reach a valuation of $100 billion by the end of 2026, up from around $70 billion today.
Nu Holdings Ltd. (NYSE:NU) is a financial technology company that operates a digital banking platform. The company has a fully digital model and offers a wide range of financial services to customers in Brazil, Mexico, and Colombia.
2. Mastercard Incorporated (NYSE:MA)
Number of Billionaire Investors: 35
Mastercard Incorporated (NYSE:MA) is one of the best fintech stocks to invest in according to billionaires. On April 20, BMO Capital initiated coverage on Mastercard Incorporated (NYSE:MA), giving the stock an Outperform rating and setting the price target at $605.
The research firm sees Mastercard Incorporated’s (NYSE:MA) competitive position as highly resilient, even as concerns grow around digital currencies and alternative payment systems.
BMO Capital highlighted the company’s multi-rail strategy as a key strength. According to the research firm, this strategy expands Mastercard Incorporated’s (NYSE:MA) competitive advantages while also positioning it as an orchestration layer across all payment rails.
Additionally, BMO Capital said that it expects Mastercard Incorporated’s (NYSE:MA) value-added services to grow sustainably at a rate of more than 20%. This should support the company’s overall business performance. The research firm believes that the company should continue to be seen as a double-digit compounder.
Mastercard Incorporated (NYSE:MA) is an American multinational financial services company that provides transaction processing and payment-related products and services to individuals, businesses, and organizations worldwide.
1. Visa Inc. (NYSE:V)
Number of Billionaire Investors: 40
Visa Inc. (NYSE:V) is one of the best fintech stocks to invest in according to billionaires. On April 20, BMO Capital initiated coverage on Visa Inc. (NYSE:V), giving the stock an Outperform rating and setting the price target at $365.
The research firm sees Visa Inc. (NYSE:V) as a best-in-class company with a highly diversified business and defensible moat.
BMO Capital analyst Andrew Bauch pointed out that Visa Inc.’s (NYSE:V) economic moat is continuing to expand. The research firm believes this view is supported by the company’s unmatched global scale, its growing mix of services revenue, and its expanding role in digital credentials.
The firm’s analyst also pointed to ongoing concerns about disintermediation around alternative rails, digital wallets, and diminishing secular tailwinds. However, despite these challenges, BMO Capital believes Visa Inc. (NYSE:V) can deliver more durable growth than what the market currently expects.
Visa Inc. (NYSE:V) is an American multinational digital payments company that provides a wide range of payment products and payment processing to facilitate electronic payments in over 200 countries and territories.
While we acknowledge the potential of V to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than V and that has 100x upside potential, check out our report about the cheapest AI stock.
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Disclosure: None.
