5 Best Car Insurance in Massachusetts for 2024

3. Geico

Average Annual Cost: $1815

Geico is known for offering competitive and often affordable rates, coupled with reasonably good customer service. Its insurance offerings and discounts align with industry standards. However, Geico’s limited physical presence may be a drawback for individuals who prefer in-person interactions. With approximately 150 locations in the U.S., Geico falls short compared to larger providers like State Farm, which boasts a vast network of over 18,000 agents nationwide. If having a personal, face-to-face relationship with an insurance agent is a priority, other companies with more extensive local presence might be a more suitable choice.

One notable strength of Geico is its cost-effectiveness, particularly for drivers with clean records. Geico offers rates 19% below the average for individuals without accidents or tickets. While Geico’s discounts are standard in the auto insurance industry, focusing on vehicle equipment and safe driving habits, its affordability for certain driver profiles makes it a compelling option for those seeking economical coverage.