5 Best Car Insurance in Massachusetts for 2024

4. Amica

Average Annual Cost: $2156

Amica is recognized as a reputable insurance company that stands out for its excellent customer service. However, it’s important to note that Amica’s car insurance rates can be relatively expensive, particularly for young drivers and individuals with traffic violations on their records.

Despite the higher rates, Amica offers a range of coverage options, allowing customers to customize their policies. In addition to standard coverage options, Amica provides the option to enhance policies with individual coverage options or through its Platinum Choice Auto program. For those seeking additional benefits, Amica’s Platinum Choice policy is noteworthy, particularly for those interested in extra rental car reimbursement.

The Platinum Choice policy includes Prestige rental coverage, automatically covering up to $5,000 for a car rental if your vehicle is damaged in a covered accident. Importantly, there is no daily limit on the use of this $5,000 reimbursement. The package also incorporates full glass coverage and credit monitoring. Customers have the flexibility to add any standard coverage options to this policy, providing a comprehensive and customizable insurance solution.