14 Most Promising Fintech Stocks to Invest In

11. Block, Inc. (NYSE:XYZ)

Number of Hedge Fund Holders: 64

Block, Inc. (NYSE:XYZ) is one of the most promising stocks in the fintech industry to invest in. On December 10, RBC Capital analyst Daniel Perlin reaffirmed a Buy rating on Block, Inc. (NYSE:XYZ) with a price target of $90.

Earlier, on December 8, TD Cowen maintained its Buy rating on Block, Inc. (NYSE:XYZ) with a $91 price target. The research firm called Block, Inc. (NYSE:XYZ) its “Best Idea for 2026.” TD Cowen pointed to the company’s potential for mid-teens growth in gross profit over the medium term. This is supported by initiatives in both the company’s Cash App and Square business units.

The firm also noted that Block, Inc. (NYSE:XYZ) is aiming for a 3-year compound annual growth rate of 30% for both earnings per share and cash flow. This makes it appealing for long-term investors. TD Cowen noted that the stock represents the deepest discount to historical averages in its fintech and payments covering as Block, Inc. (NYSE:XYZ) is currently trading at about 9.5 times its fiscal year 2026 EBITDA.

While macroeconomic concerns remain, the company has shown “clean execution” in 2025. TD Cowen believes that this demonstrates that Block, Inc. (NYSE:XYZ) is on its path to improved consistency. The research firm also expects this to fix the stock’s current mispricing.

With early signs of progress showing in 2025, TD Cowen is confident that Block, Inc. (NYSE:XYZ) has enough “self-help” measures to hit its 2026-2028 targets.

Block, Inc. (NYSE:XYZ) is an American financial technology company that offers a range of financial products and services to consumers and merchants.