14 Most Promising Fintech Stocks to Invest In

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1. Visa Inc. (NYSE:V)

Number of Hedge Fund Holders: 179

Visa Inc. (NYSE:V) is one of the most promising stocks in the fintech industry to invest in. On December 7, HSBC upgraded its rating on Visa Inc. (NYSE:V) from Hold to Buy and raised its price target from $335 to $389. The firm said that the stock’s underperformance has created an attractive entry point.

HSBC analysts noted that Visa Inc.’s (NYSE:V) strong financial performance and good valuation support the firm’s positive stance on the company. The research firm expects Visa Inc. (NYSE:V) to see about 10% annual growth in net revenue and low double-digit growth in earnings per share through 2027. HSBC prefers Visa Inc. (NYSE:V) because it has a lower valuation multiple compared to peers and the company’s services and commercial payments units offer meaningful long-term upside.

Previously, on December 4, TipRanks reported that JPMorgan expects payments and fintech stocks to see a reset in 2026 after a tough 2025. JPMorgan analysts mentioned in a note to clients that they are “happy to flush 2025” and noted that slower growth and concerns about fintech returns on investment weighed heavily on share prices this year.

Despite this, the research firm is optimistic about 2026 and pointed out that Visa Inc. (NYSE:V) is its “top overall pick” in the fintech industry for the coming year. JPMorgan highlighted that the company “checks all the boxes” for a strong setup heading into 2026.

Visa Inc. (NYSE:V) is an American multinational digital payments company that provides a wide range of payment products and payment processing to facilitate electronic payments in over 200 countries and territories.

While we acknowledge the potential of V as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than V and that has a 100x upside potential, check out our report about this cheapest AI stock.

READ NEXT: 15 Best Technology Penny Stocks to Buy and 15 Best Aggressive Growth Stocks to Buy Right Now.

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