In this article, we will be looking at the 10 Best Fintech Stocks to Invest In According to Billionaires.
On April 24, Bank of England Deputy Governor Sarah Breeden said global stock markets could fall because current share prices do not fully reflect the risks facing the global economy. In an interview with the BBC, she pointed out that “there’s a lot of risk out there and yet asset prices are at all-time highs.” Breeden warned that a market adjustment is likely at some point.
According to the BBC, while Breeden did not say when it could happen or how severe it could be, she said that it is her job to make sure the financial system is prepared if such a correction takes place.
Her comments come after the Bank of England raised concerns earlier this month. The Bank warned that the US-Israeli war on Iran had caused a major shock to the global economy, leading to weaker growth, higher inflation, and rising borrowing costs. These conditions, the bank said, increase the risk of simultaneous stress in government debt markets, private credit, and major US tech stocks.
Breedent said:
“The thing that really keeps me awake at night is the likelihood of a number of risks crystallising at the same time – a major macroeconomic shock, confidence in private credit goes, AI and other risky valuations readjust – what happens in that environment and are we prepared for it?”
She also said that she is more worried about a private credit crunch than a traditional banking-driven credit crunch.
With this background in mind, let’s take a look at the 10 best fintech stocks to invest in according to billionaires.
Our Methodology
To compile our list of the 10 best fintech stocks to invest in according to billionaires, we looked for the biggest fintech companies. We reviewed our own rankings, financial media reports, ETFs, and various online resources to compile a list of the best fintech stocks. Next, we focused on the top 10 fintech stocks most favored by billionaires. Data for the number of billionaire investors for each stock was taken from Insider Monkey’s Q4 2025 database. Finally, the 10 best fintech stocks to invest in were ranked in ascending order based on the number of billionaires holding stakes in them as of Q4 2025. These stocks are also popular among elite hedge funds.
Why do we care about what hedge funds do? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter’s strategy selects 14 small-cap and large-cap stocks every quarter and has returned 498.7% since May 2014, beating its benchmark by 303 percentage points (see more details here).
10 Best Fintech Stocks to Invest In According to Billionaires
10. Robinhood Markets, Inc. (NASDAQ:HOOD)
Number of Billionaire Investors: 22
Robinhood Markets, Inc. (NASDAQ:HOOD) is one of the best fintech stocks to invest in according to billionaires. On April 21, Cantor Fitzgerald increased its price target on Robinhood Markets, Inc. (NASDAQ:HOOD) from $95 to $110 and kept an Overweight rating on the stock.
Cantor Fitzgerald expects volumes in the first quarter of 2026 to be higher year-over-year. However, Robinhood Markets, Inc. (NASDAQ:HOOD) may see volumes decline quarter-over-quarter due to softer market conditions. The firm believes that the market already largely anticipates this dynamic.
The research firm highlighted that important considerations around yield could help balance the impact of lower volumes. Cantor Fitzgerald expects equities and options yields to rise during periods of heightened volatility because of wider spreads and higher option premiums, which support improved monetization of order flow..
Cantor Fitzgerald estimates a take rate of about 1.4 basis points on equities volume, slightly higher than 1.3 basis points in the fourth quarter of 2025. For options, the research firm expects a yield of $0.52 per contract, up from $0.48 in the previous quarter.
For crypto, Cantor Fitzgerald forecasts a lower yield at 55 basis points in the first quarter, down from 60 basis points in the fourth quarter of 2025. This decline is linked to Robinhood Markets, Inc.’s (NASDAQ:HOOD) tiered pricing model, where large active traders earn lower yields and marginal traders, who have reduced activity due to crypto volatility, earn higher yields.
Robinhood Markets, Inc. (NASDAQ:HOOD) is an American financial services and technology company that offers trading services for stocks, options, futures, swaps, and crypto.
9. Global Payments Inc. (NYSE:GPN)
Number of Billionaire Investors: 23
Global Payments Inc. (NYSE:GPN) is one of the best fintech stocks to invest in according to billionaires. On April 20, BMO Capital initiated coverage on Global Payments Inc. (NYSE:GPN), giving the stock a Market Perform rating and setting the price target at $76.
The research firm noted that Global Payments Inc. (NYSE:GPN) has reshaped itself as a pure-play merchant acquirer and commerce enablement platform. This comes after a multi-year portfolio transformation, which includes the divestiture of its Issuer and Payroll businesses and the Worldpay acquisition.
BMO Capital expects investors to take a cautious approach for now and wait for validation of expected benefits during what the research firm sees as a transition year. BMO Capital also highlighted that the bar for 2026 has been set at a conservative level.
BMO Capital analyst Andrew Bauch said that the firm sees “the current setup as a balanced risk-reward, with execution on integration, sales productivity, and synergy realization serving as primary catalysts.”
Global Payments Inc. (NYSE:GPN) is an American multinational financial technology company that provides payment technology and software solutions to merchants, issuers, and consumers.
8. Block, Inc. (NYSE:XYZ)
Number of Billionaire Investors: 23
Block, Inc. (NYSE:XYZ) is one of the best fintech stocks to invest in according to billionaires. On April 21, UBS reaffirmed its Buy rating on Block, Inc. (NYSE:XYZ) with a price target of $90 on the stock.
This update comes after the company’s third “On the Block” Q&A session, where the company’s leadership, including Block, Inc.’s (NYSE:XYZ) Design Lead, Brooke Ellis, and Head of Investor Relations, Matt Ross, participated in the discussion. The session focused on how design culture sets the company apart, especially as AI becomes more important. The company’s leadership talked about Block, Inc.’s (NYSE:XYZ) core design principles and the relationship between economic empowerment and design. The session highlighted how AI is growing and changing the scope of what designers can create and how proactive intelligence is challenging traditional user interface paradigms.
On the same day, Cantor Fitzgerald increased its price target on Block, Inc. (NYSE:XYZ) from $78 to $88 while keeping its Overweight rating on the stock. This increase in price target reflects the recent growth in market valuations for credit-exposed fintech companies.
Cantor Fitzgerald pointed out that investors are generally positive about Block, Inc. (NYSE:XYZ) ahead of its first-quarter earnings, with net long positioning.
The research firm noted that, despite some headline noise, consumer spending and the overall economic environment appear to be stable.
Block, Inc. (NYSE:XYZ) is an American financial technology company that offers a range of financial products and services to consumers and merchants.
7. Fiserv, Inc. (NASDAQ:FISV)
Number of Billionaire Investors: 27
Fiserv, Inc. (NASDAQ:FISV) is one of the best fintech stocks to invest in according to billionaires. On April 20, BMO Capital initiated coverage on Fiserv, Inc. (NASDAQ:FISV), giving the stock a Market Perform rating and setting the price target at $65.
BMO Capital believes that the company is currently transitioning under new management. Fiserv, Inc.’s (NASDAQ:FISV) leadership is trying to rebuild its reputation as a double-digit earnings per share compounder. This follows a strategic review of the business aimed at improving performance.
According to BMO Capital, the company has made some positive moves in the fourth quarter. Fiserv, Inc.’s (NASDAQ:FISV) management reset guidance and implemented a new strategic plan. The research firm sees these as steps in the right direction.
However, BMO Capital pointed to several concerns that make it hard to recommend Fiserv, Inc. (NASDAQ:FISV) in the near term. These include the new management team, slower growth across key parts of the business, and the company still being in a transition phase.
The firm believes the stock is reasonably valued and described the situation as a wait-and-see period.
Fiserv, Inc. (NASDAQ:FISV) is a global financial technology and payments company that offers solutions for banking, merchant acquiring, global commerce, billing and payments, and point-of-sale.
6. Shopify Inc. (NASDAQ:SHOP)
Number of Billionaire Investors: 27
Shopify Inc. (NASDAQ:SHOP) is one of the best fintech stocks to invest in according to billionaires. On April 21, RBC Capital reaffirmed its Outperform rating on Shopify Inc. (NASDAQ:SHOP) with a price target of $170 on the stock. This update comes after stronger growth in US e-commerce data.
According to the report by the US Census Bureau, non-store sales increased 13.2% year-over-year in March. This was higher than the growth of 8.6% seen in February and 7.2% in January. For the first quarter, US e-commerce sales reached $380 billion, rising 9.7% compared to the same period last year. This was also an improvement from 6.5% growth in the fourth quarter of 2025.
RBC Capital said the data suggests that Shopify Inc.’s (NASDAQ:SHOP) gross merchandise volume (GMV) grew 34.3% year-over-year to $100.4 billion. This is 1.8% above market expectations of $98.7 billion. The research firm said that Shopify Inc.’s (NASDAQ:SHOP) gross payment volume has been growing higher than GMV, supported by higher adoption of its payment services and offline momentum.
According to RBC Capital, Shopify Inc. (NASDAQ:SHOP) is expected to continue growing its GMV faster than the US e-commerce market. This view is supported by the company’s growing traction with large enterprises, expansion into international markets, and moves into new areas like point-of-sale and business-to-business.
Shopify Inc. (NASDAQ:SHOP) is a Canadian multinational commerce and financial technology company that offers an all-in-one e-commerce platform and a wide range of financial tools and services.
While we acknowledge the potential of SHOP to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than SHOP and that has 100x upside potential, check out our report about the cheapest AI stock.
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