Instuitional Investor - Tobias Financial Advisors, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Spdr Series Trust		3,299,115	$84,259,406	16.37%
2.	Vanguard Bond Index Funds	BND	444,052	$34,760,424	6.75%
3.	Ishares Tr - MSCI INTL QUALTY		859,000	$34,093,714	6.62%
4.	Invesco Exch Traded Fd Tr Ii - NASDAQ 100 ETF		161,094	$31,094,297	6.04%
5.	Vanguard Index Fds - GROWTH ETF		74,673	$27,690,139	5.38%