Instuitional Investor - Retirement Investment Advisors, Inc.

Filing Period:
No. Security Ticker Shares Value % Port
1.
Vanguard Growth Etf - ETF
529,933 $232,322,627 20.9%
2.
Vanguard Value Etf - ETF
1,312,143 $231,908,154 20.86%
3.
Ishares Core Msci Eafe Etf - ETF
2,022,669 $168,852,408 15.19%
4. BND 1,630,295 $126,087,015 11.34%
5.
Ishares Core Msci Emerging Markets Etf - ETF
1,351,515 $81,131,445 7.3%