Instuitional Investor - Moneywise, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Northern Lights Fd Tr		667,785	$22,415,191	10.51%
2.	Schwab Strategic Trust	FNDF	830,036	$20,286,082	9.51%
3.	Spdr S & P 500 Etf Trust	SPY	26,351	$16,280,662	7.63%
4.	Ishares Trust	IEF	39,085	$13,718,956	6.43%
5.	Ishares Trust	IEF	90,884	$12,273,009	5.75%