Instuitional Investor - Martel Wealth Advisors Inc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Malvern Fds - CORE BD ETF		1,384,604	$107,417,616	19.91%
2.	Vanguard Index Fds - GROWTH ETF		232,840	$102,077,186	18.92%
3.	Vanguard Whitehall Funds		692,364	$92,298,992	17.11%
4.	Vanguard Bond Index Funds	BND	796,532	$62,687,105	11.62%
5.	Ishares Tr - CORE MSCI EAFE		280,052	$23,378,741	4.33%