Instuitional Investor - Lutz Financial Services Llc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Index Fds - S&P 500 ETF SHS		243,696	$138,426,689	10.75%
2.	Spdr Series Trust		2,206,774	$115,502,601	8.97%
3.	Ishares Trust	IEF	1,457,901	$90,419,025	7.02%
4.	Vanguard Bond Index Funds	BND	1,188,284	$87,493,351	6.79%
5.	Vanguard Mun Bd Fds		1,259,230	$61,740,061	4.79%