Instuitional Investor - Krm Wealth Management L.l.c.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Schwab Strategic Trust	FNDF	792,149	$25,839,886	14.17%
2.	Vanguard Bond Index Funds	BND	342,452	$25,365,437	13.91%
3.	Schwab Strategic Trust	FNDF	803,337	$23,786,820	13.04%
4.	Vanguard Tax-Managed Fds		342,284	$21,382,501	11.73%
5.	Market Vectors Etf Trust	SMH	200,093	$20,721,639	11.36%