Instuitional Investor - Joel Adams & Associates, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Index Fds - S&P 500 ETF SHS		33,232	$18,877,014	16.71%
2.	Ishares Trust	IEF	169,319	$16,796,468	14.87%
3.	Ishares Tr		202,298	$9,617,263	8.51%
4.	Vanguard Mun Bd Fds		194,330	$9,528,012	8.43%
5.	Vanguard World Fd - ESG INTL STK ETF		142,037	$9,303,397	8.24%