Instuitional Investor - Investment Research & Advisory Group, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard S&P 500 Etf - S&P 500 ETF SHS		93,201	$47,897,067	20.01%
2.	Apple Inc.	AAPL	80,907	$17,971,906	7.51%
3.	Microsoft Corp	MSFT	24,404	$9,161,141	3.83%
4.	Amazon Com Inc	AMZN	40,893	$7,780,302	3.25%
5.	Nvidia Corp	NVDA	69,295	$7,510,193	3.14%