Instuitional Investor - Hemming& Wealth Management, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	J P Morgan Exchange Traded F		470,620	$29,733,799	20.35%
2.	Ishares Trust	IEF	183,577	$22,627,752	15.49%
3.	Ishares Trust	IEF	27,228	$18,649,624	12.76%
4.	Ishares Trust	IEF	85,458	$18,123,003	12.4%
5.	Ishares Tr - EAFE VALUE ETF		231,867	$16,557,634	11.33%