Instuitional Investor - Facet Wealth, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Tax-Managed Fds		9,726,723	$522,422,280	13.53%
2.	Vanguard Index Fds		1,782,954	$494,270,390	12.8%
3.	Ishares Tr - MSCI USA QLT FCT		2,328,489	$399,801,568	10.35%
4.	Vanguard Bond Index Funds	BND	4,942,051	$358,792,938	9.29%
5.	Vanguard Index Fds - VALUE ETF		1,644,766	$275,810,843	7.14%