Instuitional Investor - Citizens Financial Group Inc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Index Fds - S&P 500 ETF SHS		729,689	$374,994,572	7.4%
2.	Ishares Trust	IEF	427,281	$240,089,124	4.74%
3.	Ishares Trust	IEF	3,184,865	$185,836,854	3.67%
4.	Microsoft Corp	MSFT	459,597	$172,528,384	3.4%
5.	Ishares Tr - CORE MSCI EAFE		2,219,554	$167,909,271	3.31%