Instuitional Investor - Citizens Business Bank

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Ishares Trust	IEF	645,119	$59,331,594	11.53%
2.	Vanguard Tax-Managed Fds		901,457	$51,392,065	9.99%
3.	Nvidia Corp	NVDA	170,717	$26,971,585	5.24%
4.	Palantir Technologies Inc.	PLTR	138,871	$18,930,899	3.68%
5.	Broadcom Inc.	AVGO	57,874	$15,953,008	3.1%