Instuitional Investor - Berkshire Bank

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Spdr S & P 500 Etf Trust	SPY	70,776	$47,149,555	10.15%
2.	Ishares Trust	VLUE	360,499	$31,475,167	6.78%
3.	J P Morgan Exchange Traded F - ULTRA SHRT ETF		598,172	$30,345,264	6.53%
4.	Ishares Tr		199,905	$23,890,646	5.14%
5.	Microsoft Corp	MSFT	40,248	$20,846,451	4.49%