Instuitional Investor - Ashford Advisors, Llc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Ishares Trust	IEF	371,344	$248,540,539	54.98%
2.	Vanguard Index Fds		157,041	$51,677,785	11.43%
3.	Schwab Strategic Trust	FNDF	1,876,180	$49,343,534	10.92%
4.	Schwab Strategic Trust	FNDF	1,364,627	$35,944,275	7.95%
5.	Vanguard World Fd - ESG US STK ETF		172,248	$20,401,053	4.51%