XP Inc. (XP)’s Q2 Results Top Estimates amid Client Assets Growth

XP Inc. (NASDAQ:XP) is one of the top mid-cap value stocks to consider for investment right now. On August 18, the company delivered solid Q2 2025 results, highlighting a 14% year-over-year increase in total client assets, which reached R$1.4 trillion, driven by a net inflow of R$96 billion. The company also saw a 24% growth in its credit portfolio and a 45% increase in gross written premiums.

XP Inc. (XP)’s Q2 Results Top Estimates amid Client Assets Growth

Consequently, it ended up delivering earnings per share of R$2.46, which topped consensus estimates of R$2.35 per share. Net income in the quarter reached a record high of R$1.3 billion, representing an 18% year-over-year increase.

XP’s earnings per share have been growing faster than its net income, attributed to a robust share buyback program that has resulted in a significant reduction in the number of shares in circulation. Gross revenue in the quarter increased 4% year-over-year to R$4.7 billion, driven by growth in the retail business.

XP Inc. (NASDAQ:XP) is a Brazilian financial technology company that provides a wide range of financial products and services, including investments, brokerage, wealth management, pension plans, credit cards, loans, and insurance, primarily through an open-architecture digital platform.

While we acknowledge the potential of XP to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than XP and that has 100x upside potential, check out our report about this cheapest AI stock.

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Disclosure: None. This article is originally published at Insider Monkey.