Why Wall Street Still Sees Upside in Q2 Holdings Despite December Insider Selling

Q2 Holdings, Inc. (NYSE:QTWO) is one of the best FinTech stocks to buy in 2026, and Wall Street still leans constructive even after a choppy tape.

Analysts tracked by MarketBeat currently assign QTWO a “Moderate Buy” consensus rating, with an average 12‑month price target of $97.40. That implies roughly 34% upside from the stock’s latest levels. The full range of price targets spans $60 to $126, showing some dispersion in views but a generally bullish skew among the coverage. In other words, the Street isn’t pricing in a moonshot, but the average target still sits comfortably above current trading levels if execution holds.

December also saw a burst of insider selling that investors will notice, even if some was mechanical. Chief Business Officer Kirk L. Coleman sold 8,559 shares on December 10, 2025, at $73.68 per share. Chief Operating Officer Himagiri Mukkamala sold 3,024 shares on December 10, 2025, at $73.68, described in filings as an issuer-mandated sale to cover tax withholding tied to RSU vesting. Separately, Chief Revenue Officer Michael A. Volanoski sold a combined 9,300 shares across December 10 and December 12, 2025, including 4,177 shares at $73.68 and 5,123 shares at a weighted average of $75.46, with the latter executed under a pre-arranged trading plan.

Q2 Holdings, Inc. (NYSE:QTWO) provides digital banking and lending software to banks and credit unions, helping them onboard customers, deliver mobile and online experiences, and run modern account workflows across retail and small-business banking.

While we acknowledge the potential of QTWO to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than QTWO and that has 100x upside potential, check out our report about this cheapest AI stock.

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Disclosure: None.