Why These 15 Financial Services Stocks Are Surging In 2025

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4. X Financial (NYSE:XYF)

Number of Hedge Fund Holders In Q4 2024: 3

X Financial (NYSE:XYF) is a leading Chinese online personal finance company that provides unsecured credit, home equity loans, and wealth management services through its Xiaoying platform.

The stock is up significantly so far in 2025 because of outstanding earnings growth and a low valuation relative to peers.

In March 2025, X Financial reported that full-year 2024 revenue hit a record 5.9 billion RMB, up 22% year-over-year, and Q4 net income surged 104% to 386 million RMB.

Over the last three years, earnings per share grew an astonishing 6,235%, and the company’s price-to-earnings ratio remains far below the sector average.

XYF stock is up 67.83% year-to-date.

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