Wells Fargo & Co (WFC), JPMorgan Chase & Co. (JPM): Seven Charts Show Why This Bank (BAC) Is Best of Breed

Its important because no one is ever caught off guard with wild swings, positive or negative. It doesn’t cause a stir. It doesn’t rattle the cages of the market.

Think back to the wild ride some of these banks have had since the recession ended and how they have managed through: it distracts management, it hurts the bank’s reputation in the marketplace, and most significantly it causes the bank to backpedal and play defense.

At this point it should come as no surprise that Wells Fargo, US Bancorp and PNC consistently produce the best ratio of fees to average assets over the past 10 years.

The simple model of banking hasn’t changed in the last 10 years or even the last 100. What works today also worked yesterday, and will work tomorrow. The fundamental difference between Wells and the other mega banks (JPMorgan Chase & Co. (NYSE:JPM), Bank of America Corp (NYSE:BAC), C) is that Wells operates like a regional bank.