Wall Street Has a Mixed Opinion on ​PayPal Holdings (PYPL), Here’s Why

​PayPal Holdings, Inc. (NASDAQ:PYPL) is one of the Best Very Cheap Stocks to Invest In. Wall Street holds a mixed opinion on the stock since the company released its fiscal Q3 2025 results. PayPal Holdings, Inc. (NASDAQ:PYPL) exceeded expectations for the quarter; however, the stock has been down more than 17% since the release.

​According to a November 16 report by Barron’s, the decline in share price is due to three executives selling their shares of PayPal Holdings, Inc. (NASDAQ:PYPL) worth more than $1.5 million. This comes despite the company raising its full-year guidance. Management now expects full-year GAAP EPS in the range of $5.11 – $5.15, up from the previous range of $4.90 – $5.05.

Wall Street maintains a cautiously optimistic outlook on the stock. On November 20, Bryan Keane from Citi reiterated a Hold rating on PayPal Holdings, Inc. (NASDAQ:PYPL) without disclosing any price targets. Earlier on November 12, Iris Gao from DBS had also reiterated a Hold rating on the stock with a price target of $70.

​In other news, on November 19, Perplexity announced forming a strategic partnership with PayPal Holdings, Inc. (NASDAQ:PYPL). Perplexity is launching its free agentic shopping product for US users. PayPal will act as the platform’s payments partner as Perplexity plans to enable direct purchases from more than 5,000 merchants through its platform.

​PayPal Holdings, Inc. (NASDAQ:PYPL) provides digital financial payment platforms for consumers and merchants.

While we acknowledge the potential of PYPL to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than PYPL and that has 100x upside potential, check out our report about this cheapest AI stock.

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Disclosure: None. This article is originally published at Insider Monkey.