Upstart (UPST) Partners with Community Choice Credit Union

Upstart Holdings, Inc. (NASDAQ:UPST) is one of the 15 Most Promising Stocks to Buy Right Now.

On May 27, 2026, Upstart Holdings, Inc. (NASDAQ:UPST) announced that Community Choice Credit Union, or CCCU, partnered with Upstart to offer personal loans to more consumers. Devin Neu, Vice President of Consumer Lending at Community Choice Credit Union, said the partnership provides “fast, convenient access” to digital personal lending for members.

In a regulatory filing, Upstart also disclosed that CEO Paul Gu bought 50,000 shares of common stock on May 13 at $27.50 per share, in a transaction valued at $1.375M.

On May 6, 2026, Needham analyst Kyle Peterson lowered the firm’s price target on Upstart Holdings, Inc. (NASDAQ:UPST) to $37 from $40 and maintained a Buy rating on the shares. Peterson said Q1 results were mixed, with revenue above expectations but profitability below consensus as expenses ran heavy during the quarter. Needham said investors may scrutinize the print, though the firm was still impressed with how Upstart has navigated a tighter funding environment and maintained top-line momentum.

Upstart (UPST) Partners with Community Choice Credit Union

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Earlier in May, Upstart Holdings, Inc. (NASDAQ:UPST) reported Q1 adjusted EBITDA of $40.5M, compared to $42.6M last year. Revenue totaled $308M, above the consensus estimate of $303.4M. Co-founder and CEO Paul Gu said originations grew 61% and revenue rose 44% year-over-year, keeping the company on track for its full-year outlook. Gu also cited AI model improvements, an application for a national bank charter, and growth in home and auto.

Upstart Holdings, Inc. (NASDAQ:UPST) operates a cloud-based artificial intelligence lending platform in the United States.

While we acknowledge the risk and potential of UPST as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than UPST and that has 10,000% upside potential, check out our report about the cheapest AI stock.

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