UBS Analyst Remains Bullish on Capital One Financial (COF)

Capital One Financial Corporation (NYSE:COF) is one of the best dividend stocks in the financial sector. On November 20, UBS analyst Erika Najarian reaffirmed a Buy call on Capital One Financial, lifting the price target to $270.

Separately, in a Reuters report dated November 18, the Federal Deposit Insurance Corporation (FDIC) sued Capital One for falling roughly $100 million short in its required payments to support the depositor bailout for the 2023 failures of Silicon Valley Bank and Signature Bank. Two months prior to this case, COF issued a lawsuit against FDIC, saying the agency tried to collect $149.2 million in excess charges.

UBS Analyst Remains Bullish on Capital One Financial (COF)

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The main issue is whether Capital One skipped a $56 billion balance shared between two subsidiaries when reporting its uninsured deposits to regulators. However, the FDIC mentioned in its countersuit that because the bank excluded the $56 billion position, it reported a $324.84 million assessment for the collapsed banks instead of the actual $474.08 million. The regulator said almost $99.4 million has not been paid yet.

In July 2025, Capital One estimated that it might need $200 million for this matter and earmarked funds for it.

Capital One Financial Corporation (NYSE:COF) was established in 1988 and is based in McLean, Virginia. The financial services company provides banking, lending, and credit products in the United States, Canada, and the United Kingdom.

While we acknowledge the risk and potential of COF as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than COF and that has 10,000% upside potential, check out our report about this cheapest AI stock.

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