RBC Capital Remains Bullish on Bread Financial Holdings (BFH) Amid Stable Outlook

Bread Financial Holdings, Inc. (NYSE:BFH) is included in our list of the 12 deep value stocks to invest in.

On October 24, 2025, RBC Capital raised its price target on Bread Financial Holdings, Inc. (NYSE:BFH) from $64 to $70, maintaining a “Sector Perform” rating. The investment firm’s revised target reflected improving credit trends, another modest reserve release, and a stable outlook. The revision was also attributed to the consistency shown in the company’s quarterly results.

On the previous day, Bread Financial Holdings, Inc. (NYSE:BFH) reported its Q3 2025 results. The company surpassed analyst expectations with EPS of $4.02, compared to a forecast of $2.19. The increase in net income to $188 million was supported by a 5% YoY growth in credit sales, thanks to resilient consumer spending across categories like apparel and beauty. The company also noted strengthening credit quality during the quarter, with net loss rates improving sequentially.

Bread Financial Holdings, Inc. (NYSE:BFH) also declared a 10% dividend increase, alongside an expanded $200 million share repurchase authorization, thanks to its expense discipline, steady credit performance, and growing digital capabilities.

Bread Financial Holdings, Inc. (NYSE:BFH), a tech-enabled financial services company, offers personalized payment, lending, and savings solutions to consumers.

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