RBC Capital Maintains a Sector Perform Rating on Affirm Holdings, Inc. (AFRM)

Affirm Holdings, Inc. (NASDAQ:AFRM) is among the 12 Best Digital Currency and Payments Stocks to Buy Right Now.

RBC Capital Maintains a Sector Perform Rating on Affirm Holdings, Inc. (AFRM)

Daniel Perlin, an analyst at RBC Capital, reduced Affirm Holdings, Inc. (NASDAQ:AFRM)’s price objective from $87 to $77 and kept his Sector Perform rating, as reported by TheFly, February 06, 2026. As stated by the firm, the company targeted 0% APR offers, which boost merchant gross merchandise value while preserving unit economics that sustain margins, exhibiting the corporation’s sustained outstanding product engineering. RBC pointed out that the company’s projection points to a slowdown but noted that a significant business client switched to its own wallet platform during the first quarter, which impacted revenues.

Moshe Orenbuch, a TD Cowen analyst, lowered Affirm Holdings, Inc. (NASDAQ:AFRM)’s price objective from $110 to $95 on the same day. It reaffirmed Buy recommendation on the stock. The company reported a solid second-quarter earnings beat, fueled by impressive margin and revenue performance. As stated by TD Cowen, management is confident that new initiatives and tactics will sustain strong sales growth and profit margins in the future.

Affirm Holdings, Inc. (NASDAQ:AFRM) runs a digital and mobile-first business platform. The platform comprises three main components: a consumer-focused app, merchant commerce solutions, and a point-of-sale payment system for customers.

While we acknowledge the risk and potential of AFRM as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than AFRM and that has 10,000% upside potential, check out our report about this cheapest AI stock.

READ NEXT: 20 Best Performing Stocks in 2025 and 12 Best Food Stocks to Buy in 2026

Disclosure: None. This article is originally published at Insider Monkey.