Pagaya (PGY) Targets 50% Profit Growth with AI Lending Platform

Pagaya Technologies Ltd. (NASDAQ:PGY) ranks among the stocks that could 10x over the next 5 years. On March 5, Pagaya Technologies Ltd. (NASDAQ:PGY) announced its plan of action at the Morgan Stanley Technology, Media, and Telecom Conference, with CFO Evangelos Perros highlighting the company’s AI-driven lending platform and focus on profitable expansion.

The company strives for $100-$150 million in GAAP net income in 2026, representing around 50% growth, while maintaining positive cash flow amid macroeconomic pressures. Moreover, Perros cited the company’s $1 trillion annual application dataset as a key asset, which drives its underwriting algorithms and gives it a competitive advantage.

At the same time, Pagaya Technologies Ltd. (NASDAQ:PGY) is transitioning from riskier loan generation to partner-led and product-driven development, incorporating AI technology into lending platforms for personal, auto, and point-of-sale financing. It is also expanding into a multi-product platform, including tools like Pre-Screen and Affiliate Optimizer.

Pagaya Technologies Ltd. (NASDAQ:PGY) is a product-focused technology company that deploys data science and proprietary AI-powered technology for financial services and other service providers, their customers, and asset investors in the US, Israel, and the Cayman Islands.

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