Nu Holdings Ltd. Announces Second Quarter 2025 Financial Results

Nu Holdings Ltd. (NYSE:NU) is among the 10 Best Mobile Payments Stocks to Buy Now. Nu Holdings Ltd. (NYSE:NU) announced Q2 net income of $637 million, up 42% YoY on an FX-neutral basis, while revenues surged 40% to $3.7 billion, due to customer growth and engagement. The digital lender outperformed its peers with a return on equity of 28%.

Nu Holdings Ltd. Announces Second Quarter 2025 Financial Results

Nu Holdings Ltd. (NYSE:NU) had an activity rate of 83.2% during the quarter, adding 4.1 million new clients to its total of 122.7 million. The monthly revenue per active user climbed 18% YoY to $12.2, but the cost of serving stayed at $0.80. Gross profit rose 24% YoY to $1.55 billion, whereas deposits shot up 41% YoY to $36.6 billion, with margins rising to 42.2%.

Nu Holdings Ltd. (NYSE:NU) had 107.3 million consumers in Brazil, accounting for more than 60% of the adult population. Mexico now has 12 million consumers, and Colombia has 3.4 million, with deposits up 841% year on year to $2.1 billion. It is among the Best Digital Money Stocks.

While we acknowledge the risk and potential of NU as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than NU and that has 10,000% upside potential, check out our report about this cheapest AI stock.

READ NEXT: 10 High-Growth EV Stocks to Invest In and 13 Best Car Stocks to Buy in 2025.

Disclosure. None.