Looking For The Best Insurance Stock To Buy in 2026? Warren Buffett’s Latest Portfolio Has The Answer

We just covered the 10 Best Stocks to Buy Now According to Warren Buffett. Chubb Limited (NYSE:CB) ranks #8  (see the 5 best stocks to buy now here).

How does Chubb Ltd (NYSE:CB) stand out among other insurance companies? The company focuses on high-net-worth and commercial clients, unlike competitors who rely on high-volume, low-margin business. Because of this high net worth moat, the company has pricing power.  When inflation spikes, it can easily raise premiums even faster than those costs increase. It ranks eighth in our list of the best stocks to buy according to Warren Buffett.

Chubb Ltd (NYSE:CB) has a combined ratio – a key metric in the insurance industry – between 81% and 86%. What does that mean? It means Chubb Ltd (NYSE:CB) keeps 15 to 19 cents of every dollar as pure profit before even touching its investment income. This significantly outperforms the industry average of 96%.

The London Company Large Cap Strategy explained in its Q4 investor letter why CB performed well and the reason it remains strong despite industry volatility. Read the letter here.

While we acknowledge the risk and potential of CB as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than CB and that has 10,000% upside potential, check out our report about this cheapest AI stock.

READ NEXT: 33 Stocks That Should Double in 3 Years and Cathie Wood 2026 Portfolio: 10 Best Stocks to Buy. 

Disclosure: None. Follow Insider Monkey on Google News.