Looking for Stability? UnitedHealth Group (UNH) Incorporated is a Timeless Buy and Hold Stock

UnitedHealth Group Incorporated (NYSE:UNH) is included among the 10 Best Dividend Stocks to Buy and Hold Forever.

Looking for Stability? UnitedHealth Group (UNH) Incorporated is a Timeless Buy and Hold Stock

A senior healthcare professional giving advice to a patient in a clinic.

UnitedHealth Group Incorporated (NYSE:UNH) is an American multinational healthcare and insurance company. The company is facing short-term challenges, mainly due to rising medical costs, especially in its Medicare Advantage plans. To address this, the company plans to raise premiums— some of which will take effect next year—while also tightening provider networks and improving cost controls. Its Optum segment is also undergoing changes, including pricing adjustments and reducing patient volume.

In addition, UnitedHealth Group Incorporated (NYSE:UNH) is rolling out cost-cutting measures and expanding the use of AI to improve efficiency. Despite current issues, the company expects to return to earnings growth in 2026, with further acceleration in 2027. Former CEO Stephen Hemsley is back at the helm, bringing experienced leadership during this transition.

UnitedHealth Group Incorporated (NYSE:UNH) is a solid dividend company. In June, the company declared a 5.2% hike in its quarterly dividend to $2.21 per share. This was the company’s 15th consecutive year of dividend growth, which makes it one of the best dividend stocks to invest in. The stock has a dividend yield of 3.54%, as of July 31.

While we acknowledge the potential of UNH to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than UNH and that has 100x upside potential, check out our report about this cheapest AI stock.

READ NEXT: 10 Best Shipping Stocks with Dividends and 10 Best and Safe Dividend Stocks to Buy Now

Disclosure: None.