JPMorgan Initiates Coverage on Qfin Holdings, Inc. (QFIN) with ‘Overweight’ Rating and $65 PT

Offering strong upside potential, Qfin Holdings, Inc. (NASDAQ:QFIN) earns a spot on our list of the 10 Most Undervalued Foreign Stocks to Buy According to Analysts.

JPMorgan Initiates Coverage on Qfin Holdings, Inc. (QFIN) with ‘Overweight’ Rating and $65 PT

An individual using a laptop to access the fintech platform to manage their finances.

Qfin Holdings, Inc. (NASDAQ:QFIN) has recently been drawing attention from analysts.

On July 2, 2025, JPMorgan initiated coverage on Qfin Holdings, Inc. (NASDAQ:QFIN) with an ‘Overweight’ rating and a $65 price target. The analyst believes that QFIN is a top pick in China’s evolving fintech market, calling it a ‘leading consumer finance platform’.

The analysts are particularly compelled by the company’s lending services to the retail segment, which is often overlooked by traditional banks. Relative to the current market cap of Qfin Holdings, Inc. (NASDAQ:QFIN), the analyst projects total shareholder returns at 17%, 14%, and 12% for 2025 through 2027, respectively. This positions Qfin Holdings, Inc. (NASDAQ:QFIN) for future growth, while staying a compelling stock in terms of shareholder returns.

With the Qifu Jietiao brand, Qfin Holdings, Inc. (NASDAQ:QFIN) operates an AI-driven fintech platform. It remains on our list of the most undervalued stocks.

While we acknowledge the potential of QFIN to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than QFIN and that has 100x upside potential, check out our report about this cheapest AI stock.

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Disclosure: None.