Jim Cramer Says “Citi is Still an Inexpensive Stock”

Citigroup Inc. (NYSE:C) is one of the stocks Jim Cramer weighed in on. During the episode, a caller asked about the stock, and Cramer replied:

“Oh, I like Citi. Now, Citi’s up a huge amount, but I think Citi is still an inexpensive stock. It’s got still a lower multiple than others. I think it can go higher. Yields 2.4% and what can I say? Jane Fraser’s doing an admirable job there.”

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Citigroup Inc. (NYSE:C) delivers financial services, including consumer banking, wealth management, investment banking, trading, treasury, and securities solutions. Hotchkis & Wiley stated the following regarding Citigroup Inc. (NYSE:C) in its second quarter 2025 investor letter:

“Citigroup Inc. (NYSE:C) is one of the largest US banks by total assets. Investment in its IT, compliance and risk capabilities have pressured margins and returns over recent years, obscuring the banks strong core franchise. With these investments now largely complete we expect Citi’s expense to decline and its margins and returns to be more consistent with peers. Citigroup performed well in the quarter on improved profitability and positive operating leverage. We think that C is very undervalued on our normal expectations and would still be attractive even if they do not fully achieve their goals.”

While we acknowledge the risk and potential of C as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than C and that has 10,000% upside potential, check out our report about this cheapest AI stock.

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Disclosure: None. This article is originally published at Insider Monkey.