Jim Cramer on Affirm: “I Think That Stock Is Going to Par, Which Is Genuine Wall Street Gibberish for $100”

Affirm Holdings, Inc. (NASDAQ:AFRM) is one of the stocks Jim Cramer offered insights on. When a caller mentioned that they wish to buy more AFRM shares, Cramer remarked:

“Oh, you should buy more…. I think that stock is going to par, which is genuine Wall Street gibberish for $100. It’s at $80 right now. Max Levchin, genius. He’s a funny guy, too. Come on, man.”

Stock market data showing an upward trajectory. Photo by Burak The Weekender on Pexels

Affirm Holdings, Inc. (NASDAQ:AFRM) provides a digital payment platform that enables consumers to pay for purchases over time through its point-of-sale solutions and app. Cramer discussed the company’s last quarter during the December 15, 2025, episode. The Mad Money host said:

“A little over a month ago, we got a really impressive quarter from Affirm Holdings, the buy now, pay later powerhouse… [It] posted a 12-cent earnings beat off an 11% basis with much higher than expected revenue. The stock shot up more than 11% the next day, reaching a high of $79 and change a couple of days later. Since then, though, Affirm has gradually drifted lower because of concerns about the state of the consumer to the point where it’s now back to $65 and change, trading like that great quarter never happened. I think that’s crazy because the Fed just cut interest rates again last week and even before that, we got a ton of very positive quarters from all sorts of retailers, suggesting the consumer’s doing fine.”

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Disclosure: None. This article is originally published at Insider Monkey.