Is JPM a good stock to buy? We came across a bullish thesis on JPMorgan Chase & Co. on Investomine’s Substack. In this article, we will summarize the bulls’ thesis on JPM. JPMorgan Chase & Co.’s share was trading at $289.92 as of March 9th. JPM’s trailing and forward P/E were 14.46 and 13.51 respectively according to Yahoo Finance.
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JPMorgan Chase & Co. operates as a bank and financial holding company in the United States and internationally. JPM closed 2025 demonstrating its structural dominance in global banking, delivering $57.0 billion in net income and maintaining a 17% return on equity despite a tougher rate environment and higher credit costs. The firm’s diversified operations—Consumer & Community Banking (CCB), Commercial & Investment Bank (CIB), and Asset & Wealth Management (AWM)—provide both resilience and strong earnings power.
In 4Q25, reported net revenue rose 7% year-over-year to $45.8 billion, while adjusted EPS of $5.23 highlighted underlying profitability despite a $2.2 billion Apple Card-related credit reserve. CCB revenue grew 6% with ROE of 32%, though rising credit provisions weighed on net income.
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CIB posted 10% revenue growth, led by Markets performance with Equity Markets up 40% and continued global leadership in Investment Banking fees. AWM produced record results with $6.5 billion in 4Q25 revenue, 18% growth in assets under management, and a 40% ROE, driven by strong market levels and $553 billion of net inflows.
JPMorgan’s fortress balance sheet remains a key competitive advantage, with a 14.5% CET1 ratio, $1.5 trillion in cash and marketable securities, and tangible book value per share up 11% year-over-year. Capital returns were substantial, including $4.1 billion in dividends and $7.9 billion in share repurchases, reflecting disciplined shareholder allocation.
While rising credit costs, particularly in cards and wholesale, and margin pressure pose headwinds, these are manageable within JPM’s diversified framework. The combination of scale, high-quality earnings, strong capital, and market leadership positions JPM as a core long-term compounder, offering attractive risk-adjusted returns. For quality-focused investors seeking enduring stability and growth, JPM remains a BUY, with a durable earnings base capable of weathering macro and credit cycles.
Previously, we covered a bullish thesis on JPMorgan Chase & Co. (JPM) by Pacific Northwest Edge in March 2025, which highlighted the bank’s systemic importance, ability to leverage deposits into profitable lending, substantial share repurchases, and long-term compounding of shareholder value. JPM’s stock price has appreciated by approximately 21.24% since our coverage. Investomine shares a similar view but emphasizes JPM’s 2025 financial performance, segment-level growth, record AUM inflows, and fortress balance sheet.
JPMorgan Chase & Co. is on our list of the 40 Most Popular Stocks Among Hedge Funds. As per our database, 131 hedge fund portfolios held JPM at the end of the fourth quarter which was 120 in the previous quarter. While we acknowledge the risk and potential of JPM as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than JPM and that has 10,000% upside potential, check out our report about this cheapest AI stock.
Disclosure: None.
