Independent Bank Corporation (NASDAQ:IBCP) Q4 2023 Earnings Call Transcript

Now, having said all that, I also believe that, you know, and I talked about our investments in technology, I think we have a lot of strengths as an institution, from our people to our technology to the markets that we operate in. And so, on the M&A front, we are very open to somebody that has an interest in partnering with a strong organization like Independent. So, that is also there. Our last acquisition was in 2018, and up in the Traverse City market, and that has just proved to be a better than even we expected. So, some acquisitive growth would be welcome. But our long-term strategy is not dependent on it.

John Rodis: Yes. Makes sense, Brad. Thank you.

William Kessel: Thank you.

Operator: Thank you. We have no further questions. So with that, I’ll hand back to Brad Kessel for final remarks.

William Kessel: In closing, I’d like to thank our Board of Directors and our senior management for their support and leadership. I also want to thank all our associates. I continue to be so proud of the job that being done by each member of our team. Each team member in his or her own way continues to do their part toward a common goal of guiding our customers to be independent. Finally, I’d like to thank each of you for your interest in Independent Bank Corporation and for joining us on today’s call. Have a great day.

Operator: This concludes today’s call. Thank you for your participation. You may now disconnect your lines.