Independent Bank Corporation (NASDAQ:IBCP) Q4 2022 Earnings Call Transcript

Independent Bank Corporation (NASDAQ:IBCP) Q4 2022 Earnings Call Transcript January 26, 2023

Operator: Welcome and thank you for joining the Independent Bank Corporation 2022 Fourth Quarter and Full Year Earnings Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. Now let me turn the call over to Brad Kessel, President and CEO. So Brad, you may begin.

William Kessel: Good morning, and welcome to today’s...