How FIS’s BMW Bank Digital Transformation Reinforces Its Strength in Core-Plus Banking Solutions

Fidelity National Information Services, Inc. (NYSE:FIS) is one of the best FinTech stocks to buy in 2026.

As of December 16, Wall Street’s consensus view on FIS remains a Moderate Buy, with analysts tracked by MarketBeat assigning an average 12-month price target of about $85.4, implying roughly 28% upside from current trading levels. The price target range spans from roughly $70 on the low end up to about $113 on the high, reflecting some divergence among analysts but a generally bullish tilt overall.

How FIS’s BMW Bank Digital Transformation Reinforces Its Strength in Core-Plus Banking Solutions

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On November 25, 2025, FIS announced it is powering BMW Bank GmbH’s digital transformation in Germany through a deposits-as-a-service capability aimed at accelerating deposit growth and supporting the bank’s deposits and lending ambitions. FIS said the bank went live in Q2 2025, with more than 300,000 deposit accounts transitioning onto the new tech. The solution leverages FIS K CORE24 for the German market and a refreshed FIS K e-Banking platform designed to deliver a modern, secure digital banking experience. FIS also highlighted security and utility features such as two-factor authentication and merchant-related functions that enable direct transaction processing between the bank and merchants. In other words, it is a core-plus digital upgrade designed to make deposits stickier and the front end less frustrating for humans.

Fidelity National Information Services, Inc. (NYSE:FIS) provides financial technology for banks, merchants, and capital markets firms, with platforms spanning core processing, digital banking, payments, and related services used to run and modernize money movement.

While we acknowledge the potential of FIS to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than FIS and that has 100x upside potential, check out our report about this cheapest AI stock.

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Disclosure: None.