Home Bancorp, Inc. (NASDAQ:HBCP) Q4 2023 Earnings Call Transcript

David Kirkley: Well, I think you have to look back at 2023 and some of the people that we’ve hired, the people we hired in Houston – and the ones we’ve hired here in our main office in Acadiana, all C&I lenders, and we grew C&I about 8% last year. So, we do think that that’s an area where even in a declining economy, we may still be able to grow a little bit there, probably not have a whole lot of CRE, especially at high rates. We think that’s where a decline is going to come in, in that area. But very optimistic about the growth that we had in ’23 in C&I and potentially that growth maintaining itself for ’24 and ’25

Joe Yanchunis: Understood. Thank you very much.

John Bordelon: Thank you.

Operator: [Operator Instructions] Okay. This concludes our question-and-answer session. I would like to turn the call back over to John for closing remarks.

John Bordelon: Thank you. Once again, thank you all for joining us today. We look forward to speaking to many of you in the coming days and weeks and look forward to an outstanding 2024. Have a great day.

Operator: This conference has now concluded. Thank you for attending today’s presentation. You may now disconnect.