Here’s What Analysts Think About Fiserv (FISV)

Fiserv, Inc. (NASDAQ:FISV) is one of the 14 Most Promising Fintech Stocks to Invest In. On December 10, Mizuho Securities reaffirmed its Buy rating on Fiserv, Inc. (NASDAQ:FISV) with a price target of $110.

However, on December 4, JPMorgan downgraded its rating on Fiserv, Inc. (NASDAQ:FISV) from Overweight to Neutral while keeping the price target at $85. The research firm sees 2026 as an important year for the company to prove itself and invest. JPMorgan believes “a lot can go right,” but “a lot can disappoint too.” The firm plans to watch from the sidelines into 2026.

Here's What Analysts Think About Fiserv (FISV)

On December 2, UBS reiterated its Neutral rating on Fiserv, Inc. (NASDAQ:FISV) with a price target of $75. The firm’s analyst noted that the company expects its full-year margins to fall by about 200 basis points. It also forecasts a decline in fourth-quarter margins of 750-800 basis points.

Fiserv, Inc.’s (NASDAQ:FISV) Financial Solutions segment is not expected to see any big margin shifts from Q3 to Q4. It has already seen a decline of about 500 basis points in Q3 2025. Merchant Solutions’ margins shrank by about 400 basis points in Q3, excluding an $89 million gain in Merchant operating expenses. Q4 2025 is expected to bring more challenges for this segment, mainly from lower high-margin revenue in Clover pricing and data sales.

Fiserv, Inc. (NASDAQ:FISV) is a global financial technology and payments company that offers solutions for banking, merchant acquiring, global commerce, billing and payments, and point-of-sale.

While we acknowledge the potential of FISV as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than FISV and that has a 100x upside potential, check out our report about the cheapest AI stock.

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Disclosure: None. This article is originally published at Insider Monkey.